Short of cash? You can borrow a small amount quickly!

You will always see it. One day your washing machine decides to stop and two days later your PC. On the same day, a letter from the tax authorities also comes up with a hefty write-off. This is not a problem for a number of people. But for many people these things just don’t come out very handy. For unforeseen expenses – and also for countless other reasons – it can be nice to get some financial air now and then. 

Quickly borrow a small amount from Searratum

Quickly borrow a small amount from Searratum

Searratum.nl has a choice of two types of loans: the so-called Small Loan and the Positive Loan. Both can also be applied for without a Banker check or payslip, because it is felt at Searratum that everyone should be eligible for it. The Small Loan is – as the name suggests – for smaller amounts up to a maximum of € 800 with a short term of a maximum of 45 days. With the Positive Loan from Searratum you can borrow from € 600 to a maximum of € 1500. You can do this in two 31-day installments. Below you see an overview of all amounts, the installments, the loan fees and the interest:

Easily arrange everything online

Easily arrange everything online

You don’t have to do much to be able to borrow a small amount quickly. At Searratum you can arrange everything online in minutes. You state the amount and the repayment term. Then enter your personal details and upload a copy of your proof of identity. And finally you indicate who your guarantor is (click here for more information about the guarantor). After an account verification via iDeal, the application is complete and the amount is in your account within 24 hours (depending on the opening times and transaction speed of the bank). Repayments will be made again via iDeal within the specified period. Very simple steps that can be carried out quickly. Pay attention! A maximum of € 400 can be borrowed with the first application. If you need more, you will have to borrow elsewhere.

Quickly borrow a small amount from Valdodip

Quickly borrow a small amount from Valdodip

Those who want to borrow a small amount quickly can also contact us Balance dip is part of the aforementioned Searratum. Here too, the application is simple and takes no more than a few minutes. The steps are the same: indicate the desired amount and term, upload proof of identity, choose a guarantor and have your account verified. This verification is done by transferring € 0.1 to the bank account of us This procedure is done for safety reasons. They know that it is your bank account with your account number.

Get your money in quickly

Here too you have the money within 24 hours. So you can use the amount quickly, which is great for urgent matters. Note here that Balance Dip is of course dependent on the opening times of the banks and the speed of transaction traffic at those same banks. It can therefore happen that the money sometimes comes in a little later.

What are the borrowing options?

What are the borrowing options?

The borrowing options are listed below in this table, including the interest and borrowing fee. The loan amounts are in a multiple of one hundred and run from € 100 to a maximum of € 1,500. You can choose from different repayment terms, ranging from 15 to 62 days. Keep in mind that you can borrow up to € 400 the first time. In a single case, the amount may be lower than you had requested after the assessment of Balance Dip.

Who can borrow a small amount of money quickly for?

Who can borrow a small amount of money quickly for?

Small Loans are especially suitable for people who occasionally need some money for smaller things. For example, if you have a month left at the end of your salary and you want to bridge this. Or if you have a not too large unforeseen expense that you have to finance. As with all loans, you should only consider this if you know that you can repay it within the specified period. If you have to fill gaps structurally, it is wiser to seek help. For larger expenses, a personal loan can be cheaper. And for those who want to be able to borrow money more often and more flexibly, a revolving credit may be interesting.

About Jason Zeitler

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